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šŸŒ i-monie MFB

Manage Your Finances Effortlessly

From daily spending to long-term savings and quick loans, our personal account has you covered. Open an account in minutes.

Create a personal account

Fully licensed by theĀ Central Bank of Nigeria (CBN)

All deposits insured by theĀ NDIC.

Accounts

Your Personal Account

One account for all your needs. Get a flexible Savings and Current account with debit/credit card access and full mobile banking. Manage your money simply and effectively.

  • Simple and fast account opening.
  • Zero-fee transfers to other I-Monie users.
  • 24/7 access via our secure mobile app.

Payments

Seamless Payments & Transfers

Pay for utilities, airtime, data, subscriptions, and more. Send money to any bank in Nigeria instantly. No hassle, no delays.

  • Instant intra- & inter-bank transfers.
  • All your bills in one place.
  • Buy airtime and data for any network.

Lending (Credit)

Quick, Reliable Loans

Life happens. Get access to short-term Salary Loans to cover immediate needs, or leverage your savings with our Asset-Backed Lending. All with a quick application and fast approval.

  • Short-term loans for salaried workers.
  • Use your savings/investments as collateral.

Cards

Spend Safely, Anywhere

Get your I-Monie Debit card for daily transactions, a Prepaid card for budgeting, or a Credit Card for flexible spending. All with bank-grade security.

  • Debit cards linked to your account.
  • Prepaid cards for unbanked users.
  • Revolving credit cards for eligible customers.