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🌍 i-monie MFB

The Complete Financial Toolkit for Your Business

One platform to manage your accounts, accept payments, access loans, and scale your operations. I-Monie is the financial partner for your business.

Create a business account

Fully licensed by the Central Bank of Nigeria (CBN)

All deposits insured by the NDIC.

One Account to Manage Your Entire Business

Open a corporate or SME account in minutes. Get the tools you need to manage cash flow, pay employees, and control spending—all from one powerful dashboard.

Corporate Accounts

Open a corporate or SME account in minutes. Get the tools you need to manage cash flow, pay employees, and control spending—all from one powerful dashboard.

Bulk Payments & Payroll

Pay suppliers, vendors, and staff salaries in one go with our easy-to-use bulk payment system.

Corporate Cards

Issue physical and virtual cards to your team. Manage and track business expenses in real-time.

QR & Transfers

For Simple, Fast Payments

Display a simple QR code at your counter. Customers scan with their I-Monie app to pay in seconds. It’s fast, free, and secure. Also receive payments via direct bank transfer.

  • Instant payment confirmation
  • No hardware or setup fee required
  • Perfect for small shops, taxis, and kiosks

POS Terminals

For In-Person Payments

Get our highly reliable and affordable POS terminal. Enjoy instant settlement, low transaction fees, and 24/7 support. Perfect for supermarkets, restaurants, boutiques, and more.

  • High network uptime & reliability
  • Instant settlement to your I-Monie account
  • Accepts all cards (Verve, Visa, Mastercard)

Payment Solutions

For Online Businesses

Integrate our secure payment gateway into your website or app to accept payments online. Or, create simple payment links to get paid via social media, email, or WhatsApp.

  • Easy-to-integrate API for your website
  • Create & share payment links (no website needed)
  • Accept local and international cards

Funding to Fuel Your Ambition

Access the capital you need, when you need it. We offer fast, flexible, and reliable loans tailored for Nigerian businesses to help you seize your next big opportunity.

SME Loans

Access the capital you need, when you need it. We offer fast, flexible, and reliable loans tailored for Nigerian businesses to help you seize your next big opportunity.

Commodity Financing

Short-tenure loans designed for traders to finance inventory and manage supply chains.

Group & Cooperative Loans

Clustered loans for trade associations and cooperatives to empower your entire community.

Become an I-Monie Agent & Earn

Join our nationwide network of I-Monie Agents. Empower your community by providing essential financial services like cash deposits, withdrawals, transfers, and bill payments—all while earning competitive commissions.

Become an agent today